Really, you're hitting on a very important issue there. Technical compliance is one thing, but operational effectiveness is quite different. That is really the issue that Canada is currently facing with the Financial Action Task Force review of Canada's compliance on money laundering. We are technically compliant in most areas, but are we operationally effective? The answer tends to be that in the money-laundering world, no, we're not operationally effective, even though we're compliant.
I would give the same answer to your question, sir. The fact of the matter is that organized crime is all about money. It exists only because of money. Organized crime will go wherever the risk is low and the money is good. If it's elvers today, that's where they will go. Once you have organized crime involved, money laundering just flows from it. As I mentioned, it's the back office. You have to deal with the money.
We often think about money laundering as being all about drugs or human smuggling, but there are so many other aspects to organized crime. Really, once organized crime gets involved in an industry, it's like a disease. It just sort of spreads. It develops networks.