Right.
But the answer is that Canadians disentangle questions of the economic integration of North America, which they largely support, unlike in the past, but they are very concerned and mindful about the different levels of oversight of the financial markets. There's very little support, for example, for any type of unified regulatory regime. Canadians don't want North American banks, they don't want a North American currency, and I don't think they'd support a potential North American potential pact. If there were some cooperative things that could strengthen and stiffen oversight in both countries, they'd support those. They're pretty well decided—and this has been a point of consensus for some time—that they'd like to reap all of the maturing business opportunities that go along with free trade, but that doesn't mean they'd like to go down the road of having common regulatory regimes.
There are some areas where they would now consider common regulatory regimes, but I don't think these would apply to the financial services sector. They would apply possibly to things like food safety, or maybe automotive safety and whether you should have daylight running lamps, for example. I think that people think Canadians and Americans have similar attitudes to health and safety, but when it gets to financial markets, I think there's still a desire to have a made-in-Canada approach.