Finally, let me just ask Mr. David Stewart-Patterson a couple of questions here, particularly with respect to what I would respectfully suggest is backpedalling on the part of the companies.
As you well know, in 2007 there was a round table report, which had in it the phrase I've read to Ms. Whyte and which included that in the event of a serious failure, and when steps to bring the company into compliance have failed, government support—financial and non-financial—for the company should be withdrawn.
Why are the companies backpedalling at this stage since they've already agreed that a sanctions regime within the ombudsman framework is acceptable?