Not at all. Currently, the Mouvement Desjardins—or the Desjardins banking sector—is conducting no commercial operations in any developing countries. I repeat, Développement international Desjardins is an NGO that is engaged solely in development-related activities and activities related to public development assistance programs, whether those of CIDA, the World Bank, the UN or the International Fund for Agricultural Development. It always associates with a local partner, which is generally a financial cooperative belonging to the local population. We assist local populations when they develop their own financial institutions and we provide them with necessary instruments.
