Earlier I mentioned that there were assets of more than CAN$1 billion in West Africa. That value has essentially been created through the mobilization of local resources. That means that all the financial institutions that DID is assisting are mobilizing national savings. They are mobilizing small savings, and it is small savings that are subsequently transformed into credit for their members and clients. So this isn't money that belongs to Desjardins: it still belongs to local users, to the local populations. The value is created from their own resources.
