Yes, I have a view on it. I think it's outrageous. That's something that started Muhammad Yunus in a certain.... Microfinance began as an action study at a university in Bangladesh. It ended up with 700,000 women depositors owning the bank. I think that's tremendous success. But, of course, this demonstrated to the private banking sector globally how lucrative this area can be. You can't regulate every moneylender in the world.