I've been struggling with that for a while now, because it is important that we partner on the ground. At the end of the day, it's not about being Desjardins or being Fonkoze; it's about the Haitian people and giving them access to finance.
One of the things I think it is very important to look into is microinsurance. As financial institutions, we have to forget that we are different entities and look at the market. It's a market of maybe eight or nine million people. That's it. It's not Bangladesh. We don't have that volume, so we have to discuss, as a market, whether we want to insure for catastrophe, for life, and for health. We have to put it on the table and decide how we're going to do this and how we're going to make it a good price for the Haitian people. That's one.
Second is financial access. I think for SMEs, the petites/moyennes entreprises, it is very important to look not only at giving access to finance but at giving business support, and proper business support, by sector.
For example, we're all working in agriculture. Zafèn is receiving thousands of requests on agriculture. We need to look at business support and maybe have a business support bureau or replicate the BDC. I don't know. Something similar to that could be interesting for our SMEs in Haiti. That's something we can work on jointly to look at how we can support SMEs, small growing businesses, and social projects as a whole sector, in agriculture and in other sectors.
The other thing is, again, as I said, the ultra-poor. Here in Canada, we have social security for our ultra-poor and for people who cannot work. How can we integrate that in our activities until the government picks it up? We have to think of the social impact. I think this is something we can work on together.
In those three spheres, I think we can find a way to collaborate. There are probably others, but that's where I am.