We think there's absolutely a role, and we think there's an opportunity for an even closer partnership than what exists today. As I said, I've been working with CIDA for the last year, and we've had some very good discussions. We definitely see opportunities to partner, to work together more closely on the ground when we're both doing work in the countries, to share what we're doing, to share best practices and knowledge.
Especially on the last point I made, we in the lending business need to rely on property rights. We need to be able to rely on collateral. Where this doesn't exist, we can't make loans. When we can't make loans, we can't fund those business owners who are trying to make a living for their families and grow their businesses.
We track, and we've seen migration from the microfinance, which is really just a family owned business, to creating jobs, growing into small businesses. We've seen a big migration—