I think we've recognized there's enough room for all of us in the sector because, Larry, you mentioned a percentage of how many entrepreneurial poor are actually being reached globally. We identify where we can best serve with our services in the countries where we can work.
I think there's enough room for many to be in a microfinance business. That's why I think accountability and transparency are critical. The metrics, the measurements, the intervention are true to the business mandate we have as a not-for-profit organization. Holistic transformation is our mandate, so we're very focused on not just delivering finances but delivering services as well.