Thank you very much. I will be sharing my time with Ms. Sims.
Thank you very much to all of you. I want to apologize, first, for arriving late, but I had parliamentary duties to fulfill.
I'll be very brief with my question.
It really came out in some of your presentations that the ways of doing microfinance and microcredit can be quite different depending on whether you are a not-for-profit organization or a for-profit organization. In fact, as not-for-profit organizations don't have the need to satisfy their shareholders—of course, they need to satisfy their donors—they can focus more directly on the needs of the people they are trying to help, which provides a different focus.
I'm wondering... This is really an open question. We've heard about problems such as suicide rates....
I'm sorry, I'm losing my English. I'll switch to French, if you don't mind.
We have heard about suicide rates and I am wondering whether we have data, whether the trend to put more pressure sometimes on borrowers is not likely to be stronger in for-profit organizations than in non-profit organizations. I am also wondering whether that could eventually have an impact on suicide rates and on other problems that we have identified under microfinance and microcredit.
Thank you.