Right, but there really is a difference in the kind of cooperative I'm talking about, which is, as I said, a pre-cooperative. It's small enough for the women to really know what each other is doing, both outside the meetings and during the meetings, so they really can engage in cooperative governance.
Larger cooperatives, such as credit unions that have thousands of members, or agricultural cooperatives that have hundreds of members, may be somewhat more problematic as far as benefits to the individuals in those cooperatives are concerned. So it depends on the cooperative. It depends on whether it's a financial cooperative, an agricultural cooperative, or whatnot.
But there are opportunities for cooperatives to receive loans and to really make progress—if it's an internally well-managed cooperative.