There's certainly a big opportunity, to the extent that there's an active cooperative movement in a country. Francophone West Africa has a very active financial cooperative movement, which is why our partner of choice in francophone West Africa is the credit unions or the savings and credit cooperatives.
I should say that the women who come together in these groups, which are ideally of 15 to 30 members.... They are in effect pre-cooperatives; they're not formally registered as such, but they are following the same cooperative principles. That size is truly ideal.