I'll make just an observation, since I'm running out of time. I have been in these countries. Particularly in Bangladesh, even though they don't have hydro, they don't have the infrastructure for hydro or for telephone, everybody has a cellphone and everybody is connected. So their opportunity to connect with a much broader sector of society is changing exponentially. I expect that we are going to see many of these impacts happen with microfinance as well, that not only are they doing their own business in their own locale, but because they're connected by cellphone now to other places, they have the opportunity to develop other markets.
On April 30th, 2012. See this statement in context.