Thank you very much.
Because we have to stop a little early to do drafting instructions on this report after the next panel, I'm going to suspend here, take five minutes and bring the next panel in so that we have an equal amount of time for both panels.
That being said, I concur with what we've heard from some of the members, that this was exceptionally important testimony for us to get on the record as we come to the end of our study. I want to thank you both for coming this morning and providing such insightful perspectives to us.
Colleagues, we shall suspend for five minutes.