I think the answer from the private sector would be, loudly and clearly, yes, please, they would love more guidance and they would love more clarity.
I think the answer from the EU might be that it's difficult when you have 28 member states to pass these measures, first of all, let alone give detailed guidance on what they mean and how they're going to be applied, not least because, of course, the rules are set by the European Union but the enforcement happens at the member state level. Each member state's national authority has to decide what the penalties will be for breach of sanctions and how it is that they are going to enforce them.
The U.K. treasury gives some degree of guidance, but again, I think the private sector would say that it's all about clarity, and there is just not enough guidance being given.