Yes, as a very short answer, I think that would be useful.
I think the OSFI guide is of use to smaller financial institutions, such as the credit unions. If you're starting up, it is quite useful. It goes into the basics, but it is fairly basic.
We really could have used outreach when the Russian sanctions came. I have to say from a practical perspective that when the Russian sanctions came down it was, quite frankly, almost pandemonium. They were a completely different type of sanction. They're not list-based per se. There's a portion, but you have three other schedules that are divided, and they separate credit and debt issuance transactions. They have different time periods. They say for any transaction that's a debt issuance in excess of 30 days, a credit transaction that is in excess of 90 days.... It's very complicated. Even to this day, we have to review anything that's a Russian type of transaction manually. We have to go through them to see if they fall within any of these new categories, or if it goes into, say, Arctic deepwater drilling or fracking. We don't even have a definition for “Arctic”. There are three definitions used for the Arctic Circle internationally. The Europeans have one, the Americans have one, and we have one.