Colleagues, I think that wraps up a good hour of discussion with the Canadian Bankers Association, and in particular the Canadian Imperial Bank of Commerce. I want to thank both of you for making this presentation. I very much appreciate your style of presentation, because it does give us recommendations. It does give us an opportunity to think about those recommendations from your perspective. We very much appreciate that.
I know a lot of questions have been asked of you. If there is any other information you want to supply the committee, please feel free to do so. Again, we very much appreciate the time you've given us this afternoon, so thank you.
Colleagues, I'll adjourn this meeting to the call of the chair, and I think that will be for tomorrow. It will be tomorrow morning at 8:45. Thank you.
The meeting is adjourned.