I would just say that it can be excellent programming, but we shouldn't be assuming that it is for women. We should be asking the women what it is they need in their communities and what is the most important thing. I would say that microcredit is very useful for what we call the entrepreneurial poor, but for the most vulnerable, the poorest of the poor, the extreme poor, it doesn't necessarily work for them. They need asset transfers, not microcredit.
When you're helping within those communities, I think being really cognizant about who you're helping is really useful.