Thank you.
Depending on their point of view, some people might think that $300 million for a DFI is a vast sum of money. You seem to be saying, however, that it is not enough. That amount is spread out over five years, although you mentioned several times the need for tolerance of investments.
With $60 million per year, I sense there is not have a lot of room for tolerance. Would that $60 million per year be invested to create a tool that would make us look good without really have the necessary resources to achieve its purpose?