Thank you, Chair.
Thank you to you both.
It's good to see you again, James.
This is an interesting debate about what this bank wants to be when it grows up and whether it's a bank or an aid agency. I think it's quite instructive to hear what you have to say. I recollect these kinds of conversations with respect to the Business Development Bank and with respect to Farm Credit. When the losses start to mount up, there's a pullback and a re-profiling of what risk is acceptable.
Let me ask you a series of specific questions to get your reaction.
Would you perceive this institution as an agency to lend to, say, an entity such as the Grameen Bank?