Thank you to the witnesses for being here today.
Mr. Medhora, you've studied these and you've looked at a lot of them over a variety of countries, and you did say there are a number of options we could look at. In your opinion, having seen what's out there and what has been done well and where Canada has its strengths, what would you recommend we look at as a focus? I realize that ultimately the minister will decide, and the mandate will come from there.
In your experience and having seen what goes on and where we could have excellence, where would you suggest we focus our mandate on this particular DFI?