Thank you.
That's part of the challenge. We're trying to go back to taxpayers and sell them on the benefit of this, realizing that the government or their taxpayer dollars might take the first hit. I realize you said that was just an example, not the only one but those are the things we also have to balance. That's why I'd like maybe a more reasonable rate of return but still some there.
Let's go to Ms. Greene around the same thing, because you guys have partnered with some DFIs. I love what Desjardins does with microfinance as well. I think those are important tools. The challenge around some of these things is managing those programs on the ground. You talked about making it simpler to be able to participate with a DFI. Why don't you expand on that a bit?
I realize that if you're talking about a 40- or a 50-page shareholder agreement, with these kinds of things it's three years to get a deal done. Talk to us a bit more about what you have in mind.