Ms. Greene, you talked about sectoral or geographic forms of investment.
The question I have is with regard to when you're making investments. Let's take banking for an example. I know this has happened in India where there's a lack of banking in rural areas. What they've done is to try to give everybody an Interac card to make it easier. The problem is that certain infrastructure is still required on the ground before those services can be utilized.
What is the interplay between ODA and DFI? How do you balance that? There are certain things that official development assistance will have to do prior.... There has to be an infrastructure system there prior to certain services being brought in. How do you balance the two?