Thank you very much, Mr. Quigley.
I like the start of this discussion because one of the things that we are very interested in is, if we're going to be a new DFI, what does it mean to be bold and higher risk? We would like to see the witnesses reflect on that. Does that mean a lower return instead of the 7% people talk about? Does it mean 4%? These are discussions that need to be had and Canada, I'm sure, would like to lead the world.
I start this conversation by having people think a little bit about that, because if we're going to make recommendations to the government we're going to have to touch on those particular areas. You started it off in a very good space, as did Ms. Greene.
I turn it over to Mr. Allison to start the questions.