Thank you very much. I'll make my remarks brief on this.
This, of course, is what I would affectionately refer to as a “grandma” provision, whereby we are preventing a grandmother who has invested in mutual funds from accidentally running up against this legislation. I would also take this opportunity to propose a subamendment as an act of good faith in response to some of the government's and officials' concerns.
Where it says “five per cent”—