You talked in your article about steps toward looking at this unfunded liability or being more realistic in our future projections of what the assets in the pension plan will earn.
Do you want to talk about that? What's the process? What are the steps to get to a better place? Is the first conversation about using the best guess of a discounted rate for the future? Is that a conversation we are having all over the place? Is it something that you're a part of? Is that the first step?