It starts with the numbers, because the numbers are very powerful in presenting us with a situation, and helping us think about what to do with it.
The focus within the federal government is on estimates that reconcile the budget. It sounds like a green eyeshade exercise, but it's very important, because it helps people figure out how this fits into the broader fiscal plan. I would start with that. The accounting matters a great deal. It would matter if we saw the ongoing cost of these plans.
With respect to the earlier conversation, if you look at the broader public sector plans, their joint contribution rates, employer plus employee, are now 23%, sometimes 24%, and that's with a lower level of benefit. We've seen pension plans making that adaptation. A realistic presentation of the numbers was a key step for them.