Yes, the young teacher or the young public servant, generally, is in a tougher situation.
As I mentioned already, as an MP you would not know typically that your plan is unfunded. I could argue that you should know. You should peel back the layers and have a look at it, but it's the nature of this type of promise that it makes people think there's no risk. “Somebody else is handling the risk, not me”.
As you transition out of it, you have to respect that. There has to be a transition and typically the people who are about to receive or who are already receiving are whole.