Colleagues, ladies and gentlemen, we'll begin. Mr. Whalen is predisposed for a moment or two, but I know he will be back with us very shortly.
Ladies, it looks like you were in the room for most of the first presentations, so I think you know how this all works. We're going to ask each of you to give a short opening statement, which is hopefully no more than five minutes. That will allow adequate time for the questions and answers from committee members. It has been our experience that most of the information that helps us comes out during the questions and answers. If you don't have enough time in five minutes to get all of your points out, I can assure that those points will probably come out during the Q and As.
We will begin now with Ms. Dawson as our first intervenor. You have five minutes, please, Ms. Dawson.