Thank you both for being here.
You talked about Canada Post being a service, but it's both a business and a service. As a business, it has to be financially sustainable. I know that the restraints that were put on the way the task force was working, or perhaps on the way Canada Post was working, were within the financial model.
You've come up with some creative ideas. Canada Post has to operate within these constraints because of its charter. The Canada Post charter says that it has to be sustainable, and it can't go out for subsidies unless we change the charter.
In terms of postal banking, you've given us ideas about Japan. The Japan Post Bank is wholly owned by the Government of Japan. You talked about Canada Post not being able to manage itself at the moment as a corporation. Would it be able to manage the bank? Would you want the government to manage the bank?