In effect, the $395.8 million we're asking for for the disability insurance plan is to cover two things. One is a lump-sum payment of $320 million that we have committed to the insurer, to reimburse the insurer. This is mainly to re-establish the health of the plan. As per the Office of the Superintendent of Financial Institutions, OSFI, we need to keep a 40% surplus to keep our plan in good health. This is to contribute to that.
On June 16th, 2020. See this statement in context.