Thank you for that.
You mentioned these services. For example, Canada Post is currently partnered with TD Bank, but going back to the security aspect, TD Bank in the United States was fined $9 million for fraudulent transactions, with the potential of $4 billion being involved in these fraudulent transactions. You point to bringing in the United Kingdom, but as I understand it, the United Kingdom is currently 90% privatized. Both Royal Mail and, if we look at France, La Poste are privatized.
In building on this idea of incorporating other countries where the banking is largely privatized, and considering the current security threats that exist, as indicated in the TD example that I gave, would you expect Canada Post to create more partnerships with Canada's banks or work independently?