It's a very rich question.
I'll start with the aspect of credit ratings, which are integral to our borrowing costs, as raised by your colleague.
It has certainly been a strength of both the Canadian economy and Canadian public finances that we've been able to maintain the AAA rating. It has tangible benefits for us year over year in terms of borrowing costs. This reflects a number of factors that relate to the overall management of the Canadian economy and its many strengths, as you spoke to.