I just want to clarify something about that, Ms. Malanik. The question by Mr. Eyolfson was about how this would decrease the cost for the employer, but wouldn't it also be safe to say that in a deficit position—our government is in a deficit position—the overall cost to Canadians would be $4 billion? I'm looking for some balance there. On the one hand, it sounds really great, but am I wrong in making the assumption that there will be an increased deficit?
This is the thing that would drive me crazy when I was on the finance committee as well: we never look at who we owe that money to when we owe $700 billion. Canadians owe that money, so wouldn't that—