Thank you, Mr. Chair.
Thank you all for coming. It's good to see you all again.
Mr. Frank, we're talking about these different figures. We have different sources and different figures. A lot of the research we've read, particularly the work from Dr. Morgan, has a lot of very heavily referenced, evidence-based, peer-reviewed research.
The figure you're saying—that it would cost us $20 billion a year—tends to fly in the face of that. From what peer-reviewed evidence do you get that figure?