Yes, absolutely.
As you have heard from other panels here today, I'm hearing that experts in the insurance industry say 97% of people have some form of coverage. Well, we are certainly not seeing that in sexual and reproductive health. When our studies have looked at those presenting with unintended pregnancies, we find that up to 70% have no coverage at all.
When we've been able to look overall at the prescriptions accessed in B.C. through the pharmacy, for people who have already accessed and purchased a contraceptive, 40% had complete out-of-pocket payment with no insurance whatsoever, and another 20% were required to copay. This copay and not having insurance for that 60% of those accessing contraception don't even illuminate for us the wide range of people who weren't able to access contraception at all because of that inequity of cost.
The people who need contraception tend to be those in the reproductive age range. The age range of the highest fertility among women and people of any gender who are pregnancy-capable has one of the lowest rates of permanent, full-time jobs that offer coverage. There's a gig economy. People are still in school.
The coverage that people in this sector of highest fertility have—where they might have it—is often through a primary plan holder for coverage, who has power over this person. The need to disclose their use of contraception is a barrier for people in coercive relationships or for adolescents on parents' plans—