Thank you very much for coming.
I'm going to follow up just a little bit further on where we just were. On apparent conflict versus real conflict, there is a great deal of information in these disclosure documents that I have trouble determining could ever be considered to be a conflict of interest, whether it's a credit card balance or a mortgage or where my son works.
In your answer to Mrs. Redman you suggested that you could come up with cases where that might be a conflict, but I still have trouble digging for that.