Based on your concern, I thought you would actually be heartened by what this bill does, because it levels the playing field.
Right now, of course, there is a situation where someone who is a wealthy individual or who has access to wealthy friends can get those significant loans with which to run a leadership campaign. If somebody comes from a more modest background and lacks those kinds of friends or those kinds of resources themselves, they won't have access to it.
Right now we have exactly the situation you fear. We have the situation where those who have the means can do this and those who don't are at a disadvantage.
This bill levels that playing field by putting everybody in the exact same position, where if they wish to get a loan and they can't finance that campaign through their own personal wealth.... We have seen that in previous leadership campaigns. Candidates have been able to have an advantage by financing it through their own personal wealth, either through loans or contributions. Everybody will be on the same footing with regard to going to a chartered financial institution to finance the campaign.
In fact, I think the situation you fear is exactly the situation we have today. When this legislation is passed, you will find that those individuals of modest means are in a better position vis-à-vis the wealthy and the powerful, those who have those resources and who now have the advantage.