You can take out a loan for whatever amount a bank is willing to give to you. The only limits on the loans are the ones from individuals, which treat them the same as contributions.
The approach under the regime, which as I said parallels the approach under provincial law in Alberta, Manitoba, and Ontario, is that if you're going to have loans, they should only be bank loans, as Mr. Martin has argued, because then you're dealing with a different kind of loan. Individual personal loans have an entirely different element from those of a financial institution that is governed by a law that has to do—