That too; it's the same thing. Anybody who's not in the business.... Well, I guess car dealers are sometimes in the business of making loans to....
The idea is to focus just on those financial institutions. They will make their loans with their normal commercial approach and with commercial interest rates, being fully aware.... Remember, they're all federally regulated, so they're all cognizant that they have civic obligations, but they are also fully aware that they're going to have the public spotlight shining on them, in that all these things are fully disclosed. So they'll ensure that there is consistency in approach and consistency in treatment.
As I said, though, the practice has been—certainly for riding candidates, for example—to link the loan to the rebate.