In terms of who's liable in default, I can repeat that if a candidate has a loan and that loan becomes the responsibility of the association because it's not repaid at the end of the campaign period—I should mention that certainly the expectation, the requirement, is that any campaign expense subsidy cheque that comes to the candidate would be used to repay any outstanding loans.
Regardless of that, if there are loans outstanding at the end, they do become the responsibility of the association. The individual officers are personally liable for those loans. I'm not sure, to be honest, whether that legally falls to those associations, whether they take on that responsibility, or whether it would become something that would be dealt with in a court of law. At our level, certainly it becomes a responsibility of the association.
That leads to your second question. Is it fair, if the person who incurred that loan and it becomes the responsibility of the association, that this individual is no longer aligned with—? I could offer you a personal opinion on it, but I don't think that's really appropriate. Whether there's legal recourse someone could take to deal with that, based on our legislation—the Election Finances Act—it would become the responsibility of the association. They may not be happy with it, but that's where it would lie.