I wouldn't suggest, in any situation, Mr. Chair, that we would want to overturn your ruling. Let me just say that I accept the comments on it, and of course the clerk's advice.
Perhaps this can just stand as an issue of...both a recommendation or for preventative action with respect to any further discussions this committee might have, or advice from the financial services industry, and as a persuasive way for future committees, following the next election, just in the interests of ensuring that we're not having any unintended consequences.