Most members usually do have insurance as well. There are some damages that are covered.
As well, once we have the police report or fire department report on an exception basis, because the equipment will need to be replaced, the House is, per se, self-insured, if you wish, in terms of its assets. It would be so costly otherwise to provide insurance for all constituency office assets and equipment that it was determined that it was a much cheaper option, for unfortunate events like this that occur, to create a provision to assist the member in the replacement of the equipment.