Thank you, Madam Clerk, Mr. Speaker.
How it works is Revenue Canada sets out certain limits on the pension that a person can receive, that can be paid to an individual. When you exceed those limits, basically a separate pension plan is created. The funding for those two accounts provides members with their total pension. So funds are allocated to the pension plan itself and other funds are allocated to a supplemental pension plan, if you will, or a separate one. It has to do with Revenue Canada's maximum limits.