I think the minute we rely on private institutions to fund loans, they will take a business approach to this. They're not in the business of subsidizing campaigns. The more we rely on private funding for political activities, and limiting access in terms of recovery, we can expect that it may impact different players differently.
It comes to my mind that the situation of independent candidates in this context may be even more difficult than it is now, and I think that would militate for at least allowing them to get a seed loan from a financial institution, because the bank, looking at a candidate, cannot rely on any financial position of the association or the party.