I think there are two ways to go in this regard: the Ontario model, which prohibits loans entirely, or, alternatively, I think we need to recognize that candidates need a bit of seed money when they launch their campaigns.
Our data shows that about $4,000 is the loan needed for a candidate. That allows them to set up their office and get going. I think it's important also to note—so $4,000 or an amount of that nature may be a matter for consideration.
The other thing we should not lose sight of is that repayment has to come from legitimate contributions. I think that would provide better accessibility for candidates.