I'm not sure I want to talk about defaults. I prefer to talk about outstanding loans, because these loans may be subject—and this is recognized in the current legislation, Bill C-21—to binding agreements. It doesn't mean they're necessarily in default.
What I can confirm to the committee is that for candidates there is still a significant number of outstanding loans and unpaid claims, even after three years. So it is something that exists in the system.
In the case of leadership contests, when you think of it, the new rules were introduced in 2007, so there haven't been many leadership contests. There have been a few. My sense is that there are general efforts to reimburse those outstanding claims—some less successful, of course.