I think the answer to the question is that banks will bring an objective perspective to it. It is about assessing the viability of a campaign. That's what banks do—they lend. But they will do so on the principles we've talked about a great deal in the last hour. It is done objectively; it's done based on those criteria. It's not meant to favour one over another; it's simply done through what banks are mandated to do.
There is a prudential regulatory structure that governs this industry, which this industry takes very seriously.