Right. Even though $1,200 isn't necessarily a huge amount, how long would you say the bank may take to evaluate the 20 guarantors in terms of their worthiness of guaranteeing that loan? I walk into the bank today and say, “Okay, here are the 20 people willing to guarantee my loan. It's $1,200 each. I need this loan as soon as possible.” Can you give us some sort of a timeframe on—
On November 1st, 2012. See this statement in context.