Good morning, all. Thank you for attending committee this morning. It's great to have you here.
We're still in our study of Bill C-21, An Act to amend the Canada Elections Act (accountability with respect to political loans), and at the request of the committee, we've asked the Canadian Bankers Association to come here today and talk to us.
Mr. Wrobel is going to start today. Please, go ahead with your opening statement and then the members will have time for questions.
Mr. Wrobel.